{"id":18125,"date":"2026-05-17T19:58:43","date_gmt":"2026-05-17T19:58:43","guid":{"rendered":"https:\/\/akdenizolay.com.tr\/index.php\/2026\/05\/17\/hayat-finanstan-ilk-ceyrekte-35-milyon-tl-net-kar\/"},"modified":"2026-05-17T19:58:44","modified_gmt":"2026-05-17T19:58:44","slug":"hayat-finanstan-ilk-ceyrekte-35-milyon-tl-net-kar","status":"publish","type":"post","link":"https:\/\/akdenizolay.com.tr\/index.php\/2026\/05\/17\/hayat-finanstan-ilk-ceyrekte-35-milyon-tl-net-kar\/","title":{"rendered":"Hayat Finans\u2019tan ilk \u00e7eyrekte 35 milyon TL net k\u00e2r"},"content":{"rendered":"<p> <strong>Hayat Finans, y\u0131l\u0131n ilk \u00e7eyre\u011finde toplam aktiflerini 33,6 milyar TL\u2019ye y\u00fckseltti ve bu d\u00f6nemi 35 milyon TL net k\u00e2r ile tamamlad\u0131. Dijital banka modeli, kullan\u0131c\u0131 odakl\u0131 \u00fcr\u00fcnleri ve reel ekonomiyi destekleyen \u00e7\u00f6z\u00fcmleri, bankan\u0131n performans\u0131nda belirleyici rol oynad\u0131.<\/strong><\/p>\n<p><strong>\u00a0<\/strong>T\u00fcrkiye\u2019nin ilk dijital bankas\u0131 Hayat Finans, 2026 y\u0131l\u0131n\u0131n ilk \u00e7eyre\u011fini sa\u011flam bilan\u00e7o yap\u0131s\u0131 ve k\u00e2rl\u0131l\u0131kla tamamlad\u0131. Bankan\u0131n toplam aktifleri 2025 y\u0131lsonuna g\u00f6re\u00a0%33 art\u0131\u015fla 33,6 milyar TL\u2019ye, toplam kredileri %39 b\u00fcy\u00fcmeyle 19,2 milyar TL\u2019ye, toplanan fonlar\u0131 ise %34 y\u00fckseli\u015fle 25,3 milyar TL\u2019ye ula\u015ft\u0131. Bu d\u00f6nemde Hayat Finans\u2019\u0131n \u00f6zkaynaklar\u0131 5,9 milyar TL\u2019ye y\u00fckseldi. B\u00f6ylece bankan\u0131n sermaye yeterlilik oran\u0131 %32,5 ve net k\u00e2r\u0131 ise 35 milyon TL olarak ger\u00e7ekle\u015fti.\u00a0<\/p>\n<p>Hayat Finans, do\u011fu\u015ftan dijital banka olman\u0131n avantaj\u0131n\u0131 daha adil, daha eri\u015filebilir, kapsay\u0131c\u0131 ve daha s\u00fcrd\u00fcr\u00fclebilir bir finansman yap\u0131s\u0131 kurmak i\u00e7in kullan\u0131yor. Bireysel bankac\u0131l\u0131kta kullan\u0131c\u0131 deneyimini g\u00fc\u00e7lendiren \u00e7\u00f6z\u00fcmler geli\u015ftirirken, t\u00fczel bankac\u0131l\u0131kta KOB\u0130\u2019lerin ve i\u015fletmelerin nakit ak\u0131\u015f\u0131na, ticaret d\u00f6ng\u00fcs\u00fcne ve b\u00fcy\u00fcme ihtiya\u00e7lar\u0131na do\u011frudan temas eden \u00fcr\u00fcn ve hizmetler sunuyor. B\u00f6ylece finansmana eri\u015fimi kolayla\u015ft\u0131ran, kullan\u0131c\u0131 deneyimini g\u00fc\u00e7lendiren ve reel ekonomiye katk\u0131 sunan bir yap\u0131 ile ilerliyor.\u00a0<\/p>\n<p>Banka y\u0131l\u0131n geri kalan\u0131nda bireyler ve i\u015fletmeler i\u00e7in eri\u015filebilir, h\u0131zl\u0131 ve kullan\u0131c\u0131 odakl\u0131 \u00e7\u00f6z\u00fcmler geli\u015ftirmeye, yapay zek\u00e2 teknolojileri ve fintek entegrasyonlar\u0131yla desteklenen dijital bankac\u0131l\u0131k modelini daha da g\u00fc\u00e7lendirmeye devam edecek.\u00a0<\/p>\n<p><strong>Hayat Finans kimdir?<\/strong><\/p>\n<p>Hayat Holding\u2019in bankac\u0131l\u0131k yat\u0131r\u0131m\u0131 olan Hayat Finans\u2019\u0131n 21 Eyl\u00fcl 2023 tarihinde faaliyete ge\u00e7mesiyle birlikte T\u00fcrkiye\u2019de dijital bankalar d\u00f6nemi resmen ba\u015flam\u0131\u015f oldu. T\u00fcrkiye\u2019nin lisansl\u0131 ilk dijital bankas\u0131 olan Hayat Finans; \u015fubesiz olman\u0131n getirdi\u011fi maliyet avantaj\u0131n\u0131 kullan\u0131c\u0131lar\u0131na y\u00fcksek k\u00e2r pay\u0131, masrafs\u0131z bankac\u0131l\u0131k i\u015flemleri ve d\u00fc\u015f\u00fck maliyetli finansman olarak yans\u0131t\u0131yor. Ayn\u0131 zamanda bir kat\u0131l\u0131m bankas\u0131 olan Hayat Finans\u2019\u0131n arkas\u0131nda T\u00fcrkiye\u2019nin en k\u00f6kl\u00fc global \u015firketler grubu Hayat Holding var. 89 y\u0131ll\u0131k tecr\u00fcbesiyle Hayat Holding; Molped, Molfix, Papia, Bingo, Evony gibi h\u0131zl\u0131 t\u00fcketim markalar\u0131n\u0131n yan\u0131 s\u0131ra farkl\u0131 sekt\u00f6rlerde y\u00fczden fazla \u00fclkede milyarlarca ki\u015fiye kaliteli T\u00fcrk markalar\u0131n\u0131 sunuyor.\u00a0<\/p>\n<p>Kaynak: (BYZHA) Beyaz Haber Ajans\u0131<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Hayat Finans, y\u0131l\u0131n ilk \u00e7eyre\u011finde toplam aktiflerini 33,6 milyar TL\u2019ye y\u00fckseltti ve bu d\u00f6nemi 35 milyon TL net k\u00e2r ile tamamlad\u0131.<\/p>\n","protected":false},"author":1,"featured_media":18126,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-18125","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/18125","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=18125"}],"version-history":[{"count":1,"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/18125\/revisions"}],"predecessor-version":[{"id":18127,"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/18125\/revisions\/18127"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/media\/18126"}],"wp:attachment":[{"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=18125"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=18125"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=18125"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}