1999 Marmara Depremi\u2019nin ard\u0131ndan T\u00fcrkiye\u2019de depremin yol a\u00e7t\u0131\u011f\u0131 maddi kay\u0131plara kar\u015f\u0131 finansal g\u00fcvence sistemi olu\u015fturulmas\u0131 amac\u0131yla kurulan Do\u011fal Afet Sigortalar\u0131 Kurumu (DASK), 27 Eyl\u00fcl 2000\u2019de faaliyetlerine ba\u015flad\u0131. T\u00fcrkiye\u2019nin depreme kar\u015f\u0131 finansal haz\u0131rl\u0131\u011f\u0131nda at\u0131lan en \u00f6nemli ad\u0131mlardan biri olan DASK, ge\u00e7en 26 y\u0131lda mevzuat\u0131n\u0131 de\u011fi\u015fen ihtiya\u00e7lar do\u011frultusunda g\u00fcncellerken finansal ve operasyonel kapasitesini de geli\u015ftirdi.<\/p>\n
Kurum, bu s\u00fcre\u00e7te Zorunlu Deprem Sigortas\u0131 etraf\u0131nda payda\u015flar\u0131yla birlikte geni\u015f bir sigorta ekosistemi olu\u015fturdu. Kamu-\u00f6zel sekt\u00f6r i\u015f birli\u011finin ba\u015far\u0131l\u0131 \u00f6rneklerinden biri olarak bug\u00fcn 11 milyon 710 bin 514 konuta depreme kar\u015f\u0131 finansal g\u00fcvence sa\u011fl\u0131yor. Kurulu\u015fundan bug\u00fcne hasar \u00f6demesine konu olan 1.403 depremde 891 bin 774 hasar ihbar\u0131 alan DASK, 701 bin 696 dosya i\u00e7in \u00f6deme ger\u00e7ekle\u015ftirdi. Kurumun 26 y\u0131lda ger\u00e7ekle\u015ftirdi\u011fi toplam hasar \u00f6demesi 42 milyar TL\u2019yi a\u015ft\u0131.<\/p>\n
DASK, bu s\u00fcre\u00e7te hasar \u00f6deme kapasitesini destekleyen finansal yap\u0131s\u0131n\u0131 da sigortal\u0131l\u0131\u011f\u0131n yayg\u0131nla\u015fmas\u0131na paralel olarak g\u00fc\u00e7lendirdi. Bug\u00fcn poli\u00e7elerden elde edilen fonlar\u0131n b\u00fcy\u00fckl\u00fc\u011f\u00fc 30 milyar TL\u2019ye ula\u015f\u0131rken, Kurumun toplam portf\u00f6y\u00fc g\u00fc\u00e7l\u00fc bir reas\u00fcrans korumas\u0131yla destekleniyor. DASK\u2019\u0131n fonlar\u0131 ve al\u0131nan reas\u00fcrans korumas\u0131, gerekti\u011finde devreye giren devlet deste\u011fiyle birlikte, bir y\u0131l i\u00e7inde meydana gelebilecek iki b\u00fcy\u00fck \u00f6l\u00e7ekli depremin hasarlar\u0131n\u0131 ayr\u0131 ayr\u0131 kar\u015f\u0131layabilecek d\u00fczeyde finansal kapasite sa\u011fl\u0131yor.<\/p>\n
Finansal kapasitesinin yan\u0131 s\u0131ra operasyonel altyap\u0131s\u0131n\u0131 da s\u00fcrekli geli\u015ftiren DASK, 26 y\u0131lda poli\u00e7e \u00fcretiminden hasar y\u00f6netimine, dijital hizmetlerden kurumlar aras\u0131 veri payla\u015f\u0131m\u0131na kadar pek \u00e7ok alanda yenilik hayata ge\u00e7irdi. Teknolojik geli\u015fmeler do\u011frultusunda at\u0131lan ad\u0131mlarla vatanda\u015flar\u0131n sigortaya eri\u015fiminin kolayla\u015ft\u0131r\u0131lmas\u0131, sigortal\u0131l\u0131k kontrollerinin etkinle\u015ftirilmesi ve deprem sonras\u0131 s\u00fcre\u00e7lerin h\u0131zland\u0131r\u0131lmas\u0131 ama\u00e7land\u0131.<\/p>\n
Bu kapsamda son d\u00f6nemde de sistem altyap\u0131s\u0131n\u0131 ve kurumlar aras\u0131 entegrasyonlar\u0131 g\u00fc\u00e7lendiren ad\u0131mlar at\u0131ld\u0131.\u00a0<\/strong>Ortak veri modeline ge\u00e7ilerek sistem altyap\u0131s\u0131 yenilenirken, T.C. \u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakanl\u0131\u011f\u0131 ile deprem sonras\u0131 hasar tespit s\u00fcre\u00e7lerinin standardizasyonuna y\u00f6nelik metodoloji geli\u015ftirildi.\u00a0Ulusal Adres Veri Taban\u0131 (UAVT) ve Mek\u00e2nsal Adres Kay\u0131t Sistemi (MAKS)\u00a0ile Kurum altyap\u0131s\u0131 aras\u0131ndaki entegrasyon g\u00fc\u00e7lendirildi; Tapu ve Kadastro Genel M\u00fcd\u00fcrl\u00fc\u011f\u00fc ile ger\u00e7ekle\u015ftirilen web servis entegrasyonlar\u0131 sayesinde yeni konut alan ki\u015filere y\u00f6nelik ta\u015f\u0131nmaz sat\u0131\u015f i\u015flemleri ile e-Devlet \u00fczerinden kurulan elektrik ve su aboneliklerinde zorunlu sigortal\u0131l\u0131k kontrolleri otomatik hale getirildi. E-Devlet entegrasyonlar\u0131yla vatanda\u015flar\u0131n DASK hizmetlerine dijital eri\u015fimi kolayla\u015ft\u0131r\u0131ld\u0131.<\/p>\n YEN\u0130 D\u00d6NEMDE DE ODAK VER\u0130 VE TEKNOLOJ\u0130<\/strong><\/p>\n DASK Genel Sekreteri Balk\u0131r Demirkan<\/strong>, Kurumun 26 y\u0131lda sa\u011flad\u0131\u011f\u0131 finansal g\u00fcvencenin \u00f6l\u00e7e\u011fine dikkat \u00e7ekerek \u015funlar\u0131 s\u00f6yledi:<\/p>\n \u201cKurulu\u015fumuzdan bug\u00fcne ger\u00e7ekle\u015ftirdi\u011fimiz hasar \u00f6demeleri 42 milyar TL\u2019yi a\u015ft\u0131. Bu \u00f6demeler 26 y\u0131ll\u0131k bir d\u00f6neme yay\u0131l\u0131yor. Farkl\u0131 tarihlerde yap\u0131lan \u00f6demelerin, \u00f6deme tarihlerindeki d\u00f6viz kurlar\u0131 \u00fczerinden hesaplanan toplam kar\u015f\u0131l\u0131\u011f\u0131 ise yakla\u015f\u0131k 2 milyar dolar. Bu b\u00fcy\u00fckl\u00fck, DASK\u2019\u0131n sigortal\u0131lar\u0131na sa\u011flad\u0131\u011f\u0131 finansal g\u00fcvencenin \u00f6nemli g\u00f6stergelerinden biri.\u201d<\/strong><\/p>\n Bug\u00fcn 11,7 milyon konutun Zorunlu Deprem Sigortas\u0131 kapsam\u0131nda oldu\u011funu belirten Demirkan, sigortal\u0131l\u0131\u011f\u0131n daha geni\u015f bir tabana yay\u0131lmas\u0131 kadar mevcut poli\u00e7elerin yenilenmesinin de \u00f6nem ta\u015f\u0131d\u0131\u011f\u0131n\u0131 vurgulad\u0131.<\/p>\n Veri ve teknolojinin DASK\u2019\u0131n operasyonel s\u00fcre\u00e7lerinde daha etkin kullan\u0131laca\u011f\u0131n\u0131 belirten Demirkan, s\u00f6zlerini \u015f\u00f6yle s\u00fcrd\u00fcrd\u00fc:\u00a0<\/strong><\/p>\n \u201c\u00d6n\u00fcm\u00fczdeki d\u00f6nemde kurumlar aras\u0131 veri payla\u015f\u0131m\u0131n\u0131 g\u00fc\u00e7lendirmeyi ve teknolojinin sundu\u011fu imk\u00e2nlardan daha fazla yararlanmay\u0131 hedefliyoruz. Hasar de\u011ferlendirme s\u00fcre\u00e7lerinde yapay zek\u00e2n\u0131n kullan\u0131lmas\u0131 ve poli\u00e7e \u00fcretiminde tapu verilerinden daha etkin yararlan\u0131lmas\u0131 \u00fczerinde \u00e7al\u0131\u015ft\u0131\u011f\u0131m\u0131z ba\u015fl\u0131klar aras\u0131nda yer al\u0131yor. E-Devlet hizmetlerinde DASK poli\u00e7elerinin g\u00f6r\u00fcnt\u00fclenmesini sa\u011flad\u0131k, yine e-Devlet altyap\u0131s\u0131 \u00fczerinden DASK poli\u00e7esi yenilemelerinin hat\u0131rlat\u0131lmas\u0131 ve takibini k\u0131sa zamanda yapmay\u0131 hedefliyoruz.<\/strong><\/p>\n TCKN bazl\u0131 tapu sorgulamas\u0131yla sigorta yapt\u0131rmak isteyen ki\u015finin ilgili konutun tapu sahibi olup olmad\u0131\u011f\u0131n\u0131n otomatik olarak do\u011frulanabilmesini hedefliyoruz. Teknolojiyi vatanda\u015f\u0131n sigortaya eri\u015fimini kolayla\u015ft\u0131ran, sigortal\u0131l\u0131\u011f\u0131n s\u00fcreklili\u011fini destekleyen ve deprem sonras\u0131nda s\u00fcre\u00e7leri h\u0131zland\u0131ran \u00f6nemli bir ara\u00e7 olarak g\u00f6r\u00fcyoruz. T\u00fcm bu ad\u0131mlar\u0131 atarken temel hedefimiz de\u011fi\u015fmiyor: y\u00fczde 100 sigortal\u0131l\u0131\u011fa ula\u015fmak. 26 y\u0131ll\u0131k deneyimimizle, T\u00fcrkiye\u2019de Zorunlu Deprem Sigortas\u0131 kapsam\u0131ndaki her konutun depremin finansal sonu\u00e7lar\u0131na kar\u015f\u0131 g\u00fcvence alt\u0131nda oldu\u011fu bir yap\u0131ya ula\u015fmak i\u00e7in \u00e7al\u0131\u015f\u0131yoruz.\u201d<\/strong><\/p>\n \u00a0<\/strong><\/p>\n \u00a0<\/p>\n Kaynak: (BYZHA) Beyaz Haber Ajans\u0131<\/p>\n","protected":false},"excerpt":{"rendered":" 1999 Marmara Depremi\u2019nin ard\u0131ndan T\u00fcrkiye\u2019de depremin yol a\u00e7t\u0131\u011f\u0131 maddi kay\u0131plara kar\u015f\u0131 finansal g\u00fcvence sistemi olu\u015fturulmas\u0131 amac\u0131yla kurulan Do\u011fal Afet Sigortalar\u0131 Kurumu (DASK), 27 Eyl\u00fcl 2000\u2019de faaliyetlerine ba\u015flad\u0131.<\/p>\n","protected":false},"author":1,"featured_media":36134,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-36133","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/36133","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=36133"}],"version-history":[{"count":1,"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/36133\/revisions"}],"predecessor-version":[{"id":36135,"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/36133\/revisions\/36135"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/media\/36134"}],"wp:attachment":[{"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=36133"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=36133"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/akdenizolay.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=36133"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}